Justin Carvalho
Founder & Licensed Medicare Advisor
“6 years licensed. Specializes in Medicare Advantage.”
FloridaTexasPennsylvania+1 more
Medicare AdvantageMedicare Supplement
Licensed Medicare & life insurance advisors
Make the right Medicare decision before it costs you.
We’ve served hundreds of families across four states. A licensed advisor will sit with you, review your situation, and walk you through every option until it makes sense. No pressure. Family calls welcome.
- Licensed advisors
- Family calls welcome
- No obligation
- Plan availability varies by area
- Spanish available
- Not endorsed by the U.S. Government or federal Medicare program
Licensed in FL, TX, PA, OHAgency NPN: 10987654TCPA-compliant intakeCalls recorded for complianceLicensed advisors · Independent
Where would you like to start?
Pick the path that sounds like you.
0
Licensed advisors
Each with a verified NPN
0
States served
Plan availability varies by area
0+
Combined years licensed
Across the team
0 min
Average plan review
Most calls take 15 minutes
60-second plan check
Tell us a little. We’ll point you in the right direction.
Five quick questions. No long forms, no spam. After you submit, a licensed advisor will reach out within one business hour.
Step 1 of 520% complete
What do you need help with?
- Medicare review
- Turning 65
- Helping a parent
- Prescription drugs
- Life insurance
Calls are recorded for quality and compliance.
How a Medicare review works.
Three short steps. We move at your pace. Most reviews take about 15 minutes.
Tell us what is going on.
Share a few details. We listen first — no pressure, no script.
We explain your options clearly.
A licensed advisor walks you through what may fit your situation in plain English.
You decide what makes sense.
No deadline, no upsell. We help when you want help.
Built for the people you’re actually deciding for.
Real licenses, real names.
Every advisor has a verified NPN and is licensed in the states they serve.
Family calls welcome.
We talk to you, your parent, or the whole family together. No script.
Families we serve trust us.
We explain Part A through D and walk every family through their options without jargon or pressure.
No pressure, ever.
We help when you want help. You decide what to do next.
For adult children
Helping a parent with Medicare doesn’t have to fall on you alone.
If you are helping a parent compare Medicare options, we can speak with you, your parent, or both of you together. You do not need to understand every plan detail before the call. We walk through each option clearly, answer every question, and help your family reach a confident decision.
- Family calls welcome
- Join from different cities
- We explain what to have ready
- We move at your parent’s pace
We walk families through every option, answer every question, and let them decide together with confidence.
Real advisors. Real licenses. Clear answers.
Our advisors are licensed in the states they serve. NPN visible on every profile.
Shea Sueda
Co-Founder & Licensed Medicare Advisor
“Licensed in 4 states. Family calls welcome.”
FloridaOhioPennsylvania+1 more
Medicare AdvantageMedicare Supplement
Antoni Ronquillo
Licensed Medicare Advisor
“Licensed in 4 states. Family calls welcome.”
PennsylvaniaFloridaTexas+1 more
Medicare AdvantageMedicare Supplement
Medicare review
Your Medicare plan can change. Your needs can change too.
- Current coverage and costs
- Doctors and hospitals
- Prescription drug coverage
- What is changing for next year
- Whether another option may fit better
A Medicare review is a 15-minute conversation about your coverage, doctors, prescriptions, and out-of-pocket risk for the year ahead. We listen first, explain what matters, and let you decide.
Advantage vs Supplement, in plain English
| Feature | Medicare Advantage | Medicare Supplement |
|---|---|---|
| Network | Often required | Any Medicare provider |
| Drug coverage | Often included | Add Part D separately |
| Premium | Often $0 | Higher monthly premium |
| Out-of-pocket max | Yes | No |
| Travel coverage | Limited | Broad |
Plan availability varies by area. We do not offer every plan available in your area.
Options for families, seniors, and long-term planning.
Term Life
For income replacement, mortgage protection, and family protection.
Learn moreFinal Expense
For burial, funeral, and end-of-life costs.
Learn moreWhole Life
For lifelong coverage with cash value potential.
Learn moreCash Value Life Insurance
For people who want permanent coverage and access to policy cash value over time.
Learn moreA licensed advisor can help you compare options across these categories.
Clear answers before you make a decision.
Plain-English guides, reviewed by a licensed advisor.
Medicare Advantage vs Medicare Supplement
Advantage bundles coverage and often includes drug benefits but uses networks. Supplement pairs with Original Medicare for broader provider access at higher premium.
Updated Apr 2026Reviewed by Justin Carvalho6 min
Read What to do when you’re turning 65
Your Initial Enrollment Period is the seven months around your 65th birthday. Most people enroll in Part A and B, then add Advantage or Supplement plus Part D.
Updated Apr 2026Reviewed by Justin Carvalho5 min
Read Term vs whole life insurance, in plain English
Term covers a set number of years at lower cost. Whole life covers you for life and may build cash value at higher premium. Time horizon and budget usually pick for you.
Updated Apr 2026Reviewed by Justin Carvalho7 min
Read Helping an aging parent with Medicare
You don’t have to understand every plan. Have the Medicare card, current plan ID, list of medications, and doctor names ready. We walk through it together step by step.
Updated Apr 2026Reviewed by Justin Carvalho5 min
Read Final expense vs whole life
Final expense is a small permanent policy designed to cover funeral and burial costs. Whole life is broader permanent coverage often with higher face amount.
Updated Apr 2026Reviewed by Justin Carvalho4 min
Read How to review your Part D drug plan
Drug plans change every year. Compare current medications, pharmacy costs, and tier placement. Many people overpay because they didn’t review at AEP.
Updated Apr 2026Reviewed by Justin Carvalho6 min
Read Trusted by families across 4 states
Still have questions? Talk to a licensed advisor.
Licensed. Local. Honest guidance.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day/7 days a week, to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.
Plan availability varies by area.
Agency NPN: 10987654. © 2026 Kingdom Health Group. All rights reserved.